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"Multi-currency" Deposit

1. The deposit currency - RUR, EUR, USD.
2. The deposit is accepted for 180 and 360 days.
3. The initial fee is to be simultaneously made in RUR, USD and Euro. The initial minimal fee is to make not less than 1 money unit of each currency (1 roub., 1 USD, 1 Euro).
4. The deposit total minimal sum is to make the equivalent of 1000 USD according to the Bank of Russia exchange rate for the date of the money transfer onto the account.
5. The deposit sum may be replenished: in case the deposit term is 180 days - within the first 90 days; in case the deposit term is 360 days - within the first 180 days.
6. The Client may convert a part of the deposit (not less than the equivalent of $300 according to the bank exchange rate) or the whole sum unlimited number of times. The money conversion is made according to the bank exchange rate for the date of the operation carrying out.
7. The deposit minimum sum - 9 000 roub. or 300 USD, or 300 Euro.
8. The interests are added on a monthly basis and paid at the contract validity period end:
   1. onto the Depositor account by increasing the deposit sum;
   2. onto the withdrawalable on demand deposit;
   3. onto a special card account of the Bank plastic card.
9. If on the contract validity period end the Depositor does not demand the deposit sum and the added interests the contract is automatically prolonged for the same term and under the rate acting at the moment of prolongation.
10. If the Depositor demands the deposit ahead of schedule the interests under the deposit are recalculated according to the withdrawable on demand deposit interest rate acting at the moment of the deposit demand for each kind of currency.

Deposit minimal sum	Deposit term
	180 days	360 days
The equivalent of $1000	6,5%	6,8%

Necessary documents

• "Multi-currency" bank deposit account contract